financial services

From life insurance to retirement, we help you take control of your financial journey.

What is BYO Legacy?

BYO Legacy—short for Build Your Own Legacy—is a financial services firm dedicated to helping everyday individuals protect what matters most and build a future they can be proud of. We offer life insurance with living benefits, retirement planning, estate strategies, debt solutions, and college planning, all tailored to meet you where you are.

Founded with heart and purpose, BYO Legacy was born out of a personal experience with loss and the realization that too many families are unprepared when life takes a turn. Our mission is to change that—by making financial literacy accessible, conversations about money less overwhelming, and long-term planning more empowering.

Whether you're a parent, a professional, a business owner, or someone just getting started, we're here to guide you in taking control of your financial journey—so you can build a legacy that lasts.

WHAT WE OFFER

BUILDING CASH VALUE & Living benefits

Our mission is to transform the way you view long-term investments. We address the common misconception that life insurance is only a death benefit. We educate our clients on how to strategically build cash accumulation and leverage the often-overlooked living benefits that provide crucial protection and peace of mind during life's uncertainties. These Benefits can include provisions for care and compensation in the event of disabilities or critical illnesses, ensuring you and your family are protected when you need it most. We show you that these accounts can be powerful tools for wealth-building and financial security while you're still living. We empower you to build cash value and utilize these benefits, turning your long-term investment into a versatile asset for life’s unexpected challenges.

Life Insurance

Protect your family today—and tomorrow.
We offer modern life insurance solutions that go beyond traditional coverage. Whether you’re looking for term, whole life, or indexed universal life (IUL), we help you find the policy that aligns with your goals and budget.

Our plans may also include living benefits—allowing you to access a portion of your death benefit if you experience a qualifying critical, chronic, or terminal illness. It’s protection you can use while you’re still living.

Retirement Planning

Retire with confidence.
We help you prepare for the future with strategies that protect your money while allowing for growth. From tax-advantaged accounts to supplemental retirement income, we guide you in building the life you want—on your terms.

Estate Planning

Leave more than memories—leave a legacy.
We help you organize your estate to ensure your wishes are honored and your loved ones are protected. From beneficiary planning to trust consultations, we help bring clarity and peace of mind to your legacy planning.

Debt Consolidation

Break free from the weight of debt.
With smart, personalized strategies, we help you reduce your debt burden and streamline payments—so you can focus on building wealth, not just paying off the past.

College Planning

Give your kids a head start without sacrificing your future.
We help families plan for college expenses with strategies that maximize savings, minimize debt, and protect your retirement goals in the process.

Ready to Build Your Legacy?

Let’s create a personalized plan that fits your needs and dreams.

Protect your family. Plan your future. Start today.

WHO I HELP

My financial services ARE for everyone.

  • Healthcare ProfessionalS

  • TeacherS

  • Small Business OwnerS

  • ParentS or Family ProviderS

  • Young ProfessionaSl just getting started

  • EntrepreneurS building THEIR legacIES

I’m here to help you. Financial security isn’t just for the wealthy—it’s for everyone who wants peace of mind and a strong financial future…

WHY IT MATTERS

The complexities of money management often leave people feeling lost, especially since financial literacy isn't a standard part of our education. This leads many families to lean heavily on workplace benefits, unaware of potential gaps or the lack of continuity if they switch employers. We aim to bridge that knowledge gap.

This isn't merely a business transaction to me; it's deeply personal. I've witnessed firsthand the vulnerability families face when they lose loved ones without a financial safety net, sometimes compounded by the heartbreaking need to beg strangers for funding to cover funeral or medical expenses during their grief. Believing that no family should endure such hardship, I'm committed to helping others proactively plan and build secure estates.

With a solid foundation of assets in place, families can avoid these vulnerable situations and face the future with greater peace and dignity.

Ready to create a financial plan that works for your life? Whether you want to protect your income, prepare for the unexpected, or start building wealth for the future, I’m here to guide you.


Fill out the contact form and let’s create a plan that gives you and your family the security you deserve.

Let’s Connect!


Let’s build your legacy together.

Ready to take control of your financial future? Fill out a few quick details, and we’ll reach out soon to help you start building a strategy that protects your family, grows your wealth, and brings your legacy to life.